Will 2026’s market look anything like 2025’s boom? If you can, take advantage of one of the best tax deals – health savings accounts – use research to be smart about it. Why are 529’s no longer just for college? Can you use one? Plus, the $$ payoffs can be big if you’ll spend an hour with the tax return your CPA prepares for you. Read our 4th quarter 2025 newsletter to build your financial security.